Rounding Off - Done! I've learned that the best way to round off is by going into the cut face of the ply (can see all 9 ply) opposed to into the panel face itself. No tear out. No burning. No dangerous grabbing either
Even oiled the cutting bit bearing first.
I did some additional sanding, making it look a million bucks.... Along with a bit more bondo-ing Very satisfied with the beautiful result.
Half an hour later, after a quick dinner, I gave her the first coat of Duratex. The 5 inch foam roller I have worked great on my o-tops and titans however I feel that its a bit under gunned on the T60. Might have to get a bigger roller for final two coats.
My access panels have me scratching my head. With 1/8 inch gap evenly spread around the cover I'm left with around 5/8 at best of access cover overlapping the 5/8 at best of flange. Center of that would be 5/16. Not a whole lot of meat for the screws to grab into.
I've marked up and screwed together on scrap ply for a test. 1 of the 4 I tried splintered and lifted the top ply

Glad it was only scrap. Bigger washers still, didn't alleviate this issue.
I purchased a 3m length of 3/4 inch wide 1/8 inch thick strip of Aluminum. I plan to use this as a 'mending plate' or external flange , flange. My theory is that it will distribute the effort of the screws more evenly along the timber. Even if the timber still 'tears out' when torquing up the screws, it will be hidden by the flat bar. Looking neat and tidy.
Given the thickness of aluminum strip ( I should have gotten 1 / 16th thick ) I'm considering recessing it into the access panel so its flush.
Would the removal of 1/8 inch deep by 3/4 inch wide strip of the ply around the perimeter of the access panel weaken the ply itself to much? I think it would
look hella trick!
Any theories? Ta